PayPal Nigeria: Opening & Operating a PayPal Account

PayPal Nigeria

PayPal is available to residents of Nigeria.

What is PayPal?
How can I open a PayPal account in Nigeria?
Can I receive funds through PayPal in Nigeria?
Where can I use PayPal in Nigeria?

What is PayPal?

PayPal is the online wallet service of an American financial institution registered in the United States and several countries. The company is also registered in other countries including Canada, Luxemburg, Singapore, Spain, and the United Kingdom.

It serves a global marketplace and is by far the biggest internet wallet service.

The service opened-up to dozens of countries in the year 2014. It became officially available to residents of Nigeria since July 2014. Before then, only Nigerians residents in countries supported could open and operate a PayPal account.

How can I open a PayPal account in Nigeria?

Opening a PayPal account from Nigeria is simple and straight-forward. You simply need to visit their official website.

Requirements for Opening a PayPal Account in Nigeria

You need a valid email address. This is the primary requirement. PayPal would attempt to validate the email address by sending a message. You would need to confirm the existence of the email address by following the steps in the message they send.

You would also need a Visa or Mastercard linked to a Nigerian bank account. This could be a credit or debit card. This is necessary for verifying your PayPal account. PayPal would debit a tiny amount from the card and once you confirm the transaction, the account would be fully Verified.

As of December 2018, Interswitch’s Verve card does not work with the service.

Can I receive funds through PayPal in Nigeria?

Yes and No.

Currently, personal accounts do not support receiving money in Nigeria. You can only open Personal Accounts and send money online from same. You can also make payment to millions of merchants around the world that accept payment via Paypal.

Every payment you make would be charged from the Debit or Credit Card you have linked to the account.

All transactions are currently denominated in United States Dollars (USD). Naira, the official currency of Nigeria, is currently not supported.

PayPal Business Accounts are now available in Nigeria. Merchants can receive funds and withdraw.

PayPal Business Accounts are now available in Nigeria. Merchants can receive funds and withdraw.

As of December 2018, Business Accounts are now available to e-commerce merchants in Nigeria. However, you can only receive money through a website cart, not directly from another user.

PayPal is available in Nigeria. Business Accounts can receive payments through their websites. Click To Tweet

Where can I use PayPal in Nigeria?

Web4Africa is a leading Web Hosting provider and accredited Domain Registrar. The company accepts PayPal for Domain Registration, Web Hosting, Virtual Servers, Dedicated Servers and every other service it offers.

Millions of other global merchants are happy to accept payment via PayPal.

8 Comments on “PayPal Nigeria: Opening & Operating a PayPal Account”

  1. Hello ,I have a naira visa debit card and I tried opening s PayPal account.i get a message of card not accepted.
    Please what should I do? Thanks

    1. Your card must be one that is specifically enabled for international transactions by your card issuer. There is a chance your Naira Visa Debit card isn’t. I suggest you talk to your bank.

  2. I do online jobs that pay via PayPal, but I can’t cash payments that I receive. Can I transfer money from my Nigerian paypal to my friend’s paypal account IN SPAIN. So that he can withdraw and wire to me?
    OR
    Is there another way of cashing money from my paypal account in Nigeria?

    1. Have you received funds in your PayPal account?
      To my knowledge, Nigerian PayPal accounts cannot receive funds. Only Nigerian Business PayPal accounts can.
      You might want to contact PayPal Support for help with this.

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