PayPal Nigeria: Opening & Operating a PayPal Account

PayPal Nigeria

Established in 1998 as Confinity, PayPal is the leading global payment system and is now available to residents of Nigeria. It is available in over 200 countries and territories around the world in 23 currencies.

What is PayPal?

PayPal Nigeria

PayPal is the online wallet service of an American financial institution registered in the United States and several countries. The company is also registered in other countries including Canada, Luxemburg, Singapore, Spain, and the United Kingdom.

It serves a global marketplace and is by far the biggest internet wallet service.

The service opened up to dozens of countries in the year 2014. It became officially available to residents of Nigeria in July 2014. Before then, only Nigerian residents in countries supported could open and operate an account.

How can I open a PayPal account in Nigeria?

Opening an account in Nigeria is simple and straightforward. You simply need to visit their official website.

Requirements for Opening an Account in Nigeria

  • You need a valid email address. This is the primary requirement. PayPal would attempt to validate the email address by sending a message. You would need to confirm the existence of the email address by following the steps in the message they send.
  • You would also need a Visa or Mastercard linked to a Nigerian bank account. This could be a credit or debit card. This is necessary for verifying your PayPal account. The service would debit a tiny amount from the card and once you confirm the transaction, the account would be fully Verified.
  • As of December 2018, Interswitch’s Verve card does not work with the service.

Can I receive funds through PayPal in Nigeria?

Yes. You can receive funds via PayPal in Nigeria, for your business.


Enabling PayPal option inside FlutterWave dashboard
Enabling PayPal option inside FlutterWave dashboard

A partnership between FlutterWave and PayPal made it possible for merchants who accept payments via Rave to be able to enable the PayPal option from their merchant dashboard.

To enable your account for PayPal payments, FlutterWave would be sending the following information about your business to PayPal, with your express consent.

  • Business name
  • Country
  • Date of Incorporation
  • Website
  • Business Category
  • Full Name
  • Date of Birth
  • Residential Adress

Directly with PayPal

Currently, personal accounts do not support receiving money in Nigeria. You can only open Personal Accounts and send money online from the same. You can also make payment to millions of merchants around the world that accept payment via Paypal.

Every payment you make would be charged from the Debit or Credit Card you have linked to the account.

All transactions are currently denominated in United States Dollars (USD). Naira, the official currency of Nigeria, is currently not supported.

PayPal Business Accounts are now available in Nigeria. Merchants can receive funds and withdraw.
PayPal Business Accounts are now available in Nigeria. Merchants can receive funds and withdraw.

As of December 2018, Business Accounts are now available to e-commerce merchants in Nigeria. However, you can only receive money through a website cart, not directly from another user.

PayPal is now available in Nigeria. Business Accounts can receive payments through their websites. Share on X

How can I receive PayPal funds in Nigeria?

Nigerian PayPal Business accounts cannot receive funds directly unless they are configured into an online shopping cart
Nigerian PayPal Business accounts cannot receive funds directly unless they are configured into an online shopping cart

Your need to receive money presumes you have goods or services to sell to the public. Having a website is necessary for doing serious business online. You need a website to be able to receive money through PayPal in Nigeria. The error in the screenshot above would be displayed if you attempt to send funds directly to a Nigerian PayPal Business account directly.

Dozens of online shopping carts support PayPal
Dozens of online shopping carts support PayPal

One option is to buy Web Hosting from Web4Africa. From the hosting control panel, you can install any of the available e-commerce shopping carts. They include AbanteCart, PrestaShop, OpenCart, CubeCart, osCommerce, Open eShop, Zen Cart, Loaded Commerce, Magento, X-Cart, Avactis, Quick.Cart, Invoice Ninja, SimpleInvoices etc. Their features and capabilities vary. Virtually all of them support PayPal. The specific guides for configuring the account into the shopping cart would vary per each system and is beyond the scope of this article. You would need to consult the support channels of whichever you choose to install for a more comprehensive guide for setup and management.

Where can I use it in Nigeria?

Web4Africa is a leading Web Hosting provider and accredited Domain Registrar. The company accepts PayPal for Domain Registration, Web Hosting, Virtual Servers, Dedicated Servers and every other service it offers.

Millions of other global merchants are happy to accept payment via PayPal. These include:

  • airlines like Kenya Airways, Ethiopia Airways, SouthWest, South African Airlines;
  • music streaming services like Spotify;
  • video streaming services like Hulu, Roku;
  • online gaming platforms like Sony PlayStation Network, Steam;
  • global shopping platforms like eBay, Best Buy;

Limitations of PayPal Nigeria Accounts

PayPal is an American service. The very best experience with this payment system is available to residents of the USA. No other country enjoys the depth and richness of features offered in the US. It feels like Nigeria is on the other end of the spectrum. Thus, I would be sharing the features available in the USA that are not available to Nigeria, to illustrate the limitations experienced by users in Nigeria.

PayPal Debit Card
PayPal Debit Card
  • PayPal Credit: subject to credit approval, American users can make use of a digital credit line to make purchases online exceeding $99 and repay in instalments.
  • Card issuance: PayPal issues Cashback Mastercard (2% cash back everywhere the card is accepted), Extras Mastercard (cardholders can earn points on every spend), Cash Mastercard (a debit/ATM card linked directly to the PayPal wallet), and PrePaid Mastercard (for funds transfer from the wallet to the card) to residents of the USA.
  • Near Instant Bank withdrawal: this new feature allows USA users to withdraw to their eligible debit card or bank account almost instantly, albeit for a premium fee. Regular withdrawals are free of charge and reflect the next working day.
  • Fees: US-based merchants enjoy some of the lowest transaction fees for accepting payment over this platform. Sales within the USA can be as low as 2.9% + $0.30 per transaction.
  • PayPal Here card reader: US-based merchants also have the luxury of a card reader that enables them to accept payments physically from major card schemes.


  • Is PayPal banned in Nigeria?
    Not any more. The service was not available to residents of Nigeria until 2015 but is now available to a large extent.
  • Can I use PayPal to receive money in Nigeria?
    Yes. Business Accounts can receive money in Nigeria.
  • How do I make my PayPal account valid in Nigeria?
    To verify your account, you need to:


    • confirm your email address by clicking on the link sent to your email
    • add your valid Visa or Mastercard and confirm the code in the transaction
PayPal Nigeria

PayPal Accounts in Nigeria. All you need to know about how to open and operate PayPal accounts in Nigeria + How to receive Money.

Product Brand: PayPal

Product Currency: USD

Price Valid Until: 2021-12-31

Product In-Stock: InStock

Editor's Rating:

370 Comments on “PayPal Nigeria: Opening & Operating a PayPal Account”

  1. Hello ,I have a naira visa debit card and I tried opening s PayPal account.i get a message of card not accepted.
    Please what should I do? Thanks

    1. Your card must be one that is specifically enabled for international transactions by your card issuer. There is a chance your Naira Visa Debit card isn’t. I suggest you talk to your bank.

      1. Hello,
        I am a freelance transcriptionist with based in Nigeria. Can I receive money from clients through the website with my PayPal Business Account?

          1. How can I get the domain from you guys and also get help to set it up??

            This is my email address (******* you can reach me let me here from you one on one……

        1. Hey Ijeoma

          I’m also a captioner at Rev based in Nigeria and yes you can use your PayPal business account to receive payments

          1. Hello Pella! Please how do I open a PayPal business account and use it to receive money ?

        2. I am having problem with my PayPal account here in Mozambique, I cannot receive my money, I can only see their own charges but my own money I cannot see it or see the message if the money inter or not

          1. I can teach you how to receive money into Nigerian bank from Paypal… There are steps to take and if your PayPal account is a Nigerian then you can’t. I will have to create a foreign PayPal account for you then you move your money to that one and withdraw from there.

        1. Please i have been trying to open a PayPal business account from Nigeria i always get stuck at postal code.

          1. Hello Victoria, please I’m having complications with my PayPal business account. I tried to link my debit card to PayPal and make some transfer into my PayPal account it bounced back and i was texted to have been suspended for infringing their user agreement.
            Please I need to get this fixed. My PayPal account number is not shown on the dashboard too, these features are hiden. Help me via email

      2. hi, I got an email from PayPal about some limitations on my account and I am just hoping you can enlighten me.. can I still use my PayPal to pay for services atleast ?


          1. Please assist me in opening my personal PayPal account in Nigeria that can receive money and also transfer

          2. Hello please help me out how do I contact you? Please drop your WhatsApp number here

    2. You can now have a functional PayPal business account in Nigeria that can pay and receive payment from from anywhere worldwide.

  2. I do online jobs that pay via PayPal, but I can’t cash payments that I receive. Can I transfer money from my Nigerian paypal to my friend’s paypal account IN SPAIN. So that he can withdraw and wire to me?
    Is there another way of cashing money from my paypal account in Nigeria?

    1. Have you received funds in your PayPal account?
      To my knowledge, Nigerian PayPal accounts cannot receive funds. Only Nigerian Business PayPal accounts can.
      You might want to contact PayPal Support for help with this.

      1. I have funds in my PayPal business account but I can’t transfer to another PayPal or cash out via any means.
        What do you suggest I do.

    2. Can i use my individual debit master card in Naira to send money abroad via my PayPal account.
      What is the highest i can send

    1. Looks like one cannot receive payment except it’s a business account. That means I have to change my account to business account. Is this possible?
      What other service is an alternative to PayPal?

      1. hi, I have a PayPal account Registered in Malaysia in 2012.. am currently in Nigeria.. is it possible to link my GTBank MasterCard and enjoy same features?

    1. Please, Since the business PayPal charge a lot, I’m thinking of opening a PayPal personal account and link it to my online business. Is it allowed to send the money to someone in US in order for the person to send it back to me through western union or domiciliary account here in Nigeria? Please attend to this. Thank you

      1. Uchegbu pls can u link with your survey company. I have being looking for one but afraid of scammers.

  3. Please I’m unable to receive funds in my business PayPal account can it be because it’s not yet linked with a debit card

  4. Please I’m unable to receive funds in my business PayPal account can it be because it’s not yet linked with a debit card please help out its urgent

    1. Ideally, your PayPal account needs to be fully verified, for you to be able to withdraw funds. This would include adding and confirming a credit or debit card to your account. I would suggest you consult PayPal directly, for assistance.

      1. Please I want to change from personal account to business account, I need a customer number in Nigeria please, thank

    1. Am working in an line business and there require my PayPal account for paymeny,can I transfer theoney paid on my PayPal account to my bank account

      1. Mr. Samuel, can u link me up with online jobs’ sites? Really trying tofill my free periods with lucrative online jobs. Thanks. Aniekan

  5. Hi Web4Africa,

    I don’t think Nigerian business Paypal Account still receive fund. It was meant to in the past, but it’s like they ‘ve disabled the features.

    If you loging to any Nigerian business Paypal account now, you won’t even see any such tool to receive fund either directly or from your website.

  6. Please I a m having problems opening my paypal account.what do I do?
    I tried to change my password but they said that they could not confirm I am the one.
    I tried to sign up afresh with another email but creating the account,only the USA states were available for selection.
    Help me please.

          1. Princewill

            How much does PayPal business account charge to receive money from a e-commerce/crypto website?

  7. Please what url did you use because me am not seeing the business account option when i tried registering. Thanks

  8. Pls I want to open a PayPal account can I change the fund I receive to naira and is it only business account that can receive funds. Thanks

      1. Am working in an on line business and there required my PayPal account for payment,after creating the business PayPal account can I transfer the money paid in it to my bank account.

    1. Hi ,
      thanks so much for this i have registered a business account an linked it up with my store. the issue i have now is getting my funds out of paypal.

      Can you please explain how i can get my funds out if you do know how?

      I will be waiting for your response, thank you so much

  9. I bought a product ,but it never got to me, the seller is asking for my PayPal account, which I just opened one now. I hope I can be able to receive the money once I verify my card?

      1. Please can you help explain more about opening a PayPal business account, cause am having problems opening it..And how do I go about the website stuff…….

  10. Hello, Thanks for this information but I am having problem even accessing Paypal website and this is the information I receive each time I tried to access it:

    Access Denied
    You don’t have permission to access “” on this server.
    Reference #18.c3cd717.1560194294.76144b3

    Is there any way around it?

      1. How best do I withdraw the money that’s currently in my Nigerian PayPal business account. ?

        I need your illumination and guidance.

    1. Down load an active VPN like skyvpn from play store and Access PayPal, only so u would be allowed accessed

  11. Thanks really for this post.
    I have read similar though but this is really unique i learnt something new.

  12. Thank you for this rich content.
    I would like to ask if I can use the money received from a PayPal business account to make purchase online.

    Thank you

    1. Hi, can I use a US PayPal account here in Nigeria for online jobs that really pay but require only PayPal?

  13. Pls can I get my PayPal account linked to someone else’s credit card,since I don’t have any credit card.

    1. You don’t need a credit card. Any Mastercard or Visa Debit Card that is enabled for internet use is good enough.

      PayPal’s terms and conditions forbid you from using a card that does not belong to you.

  14. Can I withdraw my money in personal PayPal account in Nigeria bank?
    Can I use the money from my PayPal account to purchase goods online?

  15. I worked for a survey company in U.S. and they only pay U.S paypals.. can i create a business account and also use it to recieve this money??

  16. Web4africa thanks for the many helpful informations here, but you know you can actually use a USA paypal account while in nigeria and this would save you alot of headache time and money, for example you can buy a USA or EU paypal from bitify user here (***removed***) and you would only need to use a VPN to access the account normally.

    1. We cannot endorse any activity that is against PayPal’s terms of service. Buying an existing account is one of them.

      Running an American PayPal account from Nigeria 🇳🇬 would offer more headaches – especially where the account is not in your name. The chances of the account being frozen eventually are very high. The money in the frozen account will be lost or nearly impossible to withdraw after they seize it for 6 months!

      VPN: they will eventually know you are using one. That’s a big red flag.
      More so, some merchants will actually block you from their website or block your payments when they detect a VPN. They might demand proof of your identification.

      Your suggestion, as well-intended as it may be, is not worth the trouble.

  17. Pls I want to know if I can send money to someone one who also has PayPal account,and secondly can I send from my bank account linked to PayPal and pay in other currency for example I want to send like $20 or £40 to other PayPal account is it possible.

      1. Hi, thanks for this article. Is there a limit to the amount of money you can send via PayPal from a PayPal account in Nigeria?

      2. Hello Web4Africa, trust you are well. please can i send money to someone with a bank account in Canada with my Gtbank naira master card (debit card)?

  18. I currently have a verified business account. Can I have my money withdrawn into my debit card? How and where will I collect the physical money?

  19. Please I work for a transcription company that only uses PayPal, and I have a PayPal account with a Nigerian GTBank debit Mastercard. How do I get the money to my Nigerian account from PayPal please? Is there any alternative means apart from the business account suggested above?

    1. If you have money in your PayPal account.. I do buy PayPal funds and pay in Naira back.. Solicit with admin to allow me post contact for people that may need the service..

  20. Hello, how do I create a paypal business account? I tried but no where to change country to Nigeria. Please help

  21. The paypal company isn’t helping we in Nigeria. How can you have a paypal account and you can’t deposit money or withdraw money from your paypal account. If your paypal account isn’t linked with your Bank account, how can you do transactions, how can you make purchases.
    I think the PayPal company should be sincere to us as they do in other countries.

  22. Please I can not open the website it keep giving me this message “You don’t have permission to access this website” what can I do?

    1. Nigerian Business PayPal accounts cannot receive direct payments made by sending money but merchants CAN receive payments through their website.
      The PayPal account would need to be configured into an online shopping website to work.

      1. 1. What if I have more than one website? Can I receive payments from more than one website?

        2. Can I receive payments from companies that I am affiliated to?

  23. Please, after opening the business PayPal account in Nigeria, how do i receive it in Nigeria? Is it allowed to be transferred into our local or domiciliary account?


  24. Thank you so much for this information but since I can’t receive money here in Nigeria via PayPal is there any other option please

  25. Hi, I opened and verified a US Paypal Account in 2016, I funded the Account with $100 in anticipation for a certain transactions. My partners in the said business did not respond as planned, so I did not do anything on the Account till date. Is that money still safe?

  26. Good day,:If a Paypal business account is opened, can the money in the account be transferred to my Nigerian local bank account?

  27. Why do online transactions keep demanding for paypal accounts whey they know it doesnt exist in Nigeria, are there no other platforms or way to receive money from online business apart from PayPal?

  28. I tried to open Nig. Business Account with PayPal but they bluntly denied. At first they demanded FOREIGN ACCOUNT TAX COMPLIANCE.
    At the end i was referred to Nig. Financial policy.

    1. Everybody can received money online without bank what you need to is to open payeer the downside is here is fake article he is writing rawbish said that to received money from ng you must have website or shop He’s just lieying.

  29. Those it mean that when I have been paid through online it will go directly to my personal Bank account, and is it the same when I do shopping online?

  30. I was denied access when I opened PLs what could have been the problem?

  31. Hello ,I have a Nigerian debit master card, it’s UBA Bank and I tried opening s PayPal account.i get a message of card not accepted.
    Please what should I do? Thanks

  32. After linking my card to pay pal business account should i send my account number or the business account for transaction ?

  33. nice write up, but there is many update on how to use paypal in Nigeria now, i have a good article on it on my site, slooreviews.
    But you guys tried for this though.

  34. Good article and i really appreciate. Im an old custom of web4africa uptil date.
    Please which of the business account is acceptable by PayPal
    Naira debit or
    Dollar card?

    Secondly i have PayPal personal account can it be upgrade?

    Thirdly i have a PayPal business account active in south Africa bank with my email address but now I’m back to Nigeria for business can i change it to Nigeria to avoid user all already exist since I’m not transact in South Africa bank?

    Please advise

    Thank you

  35. I recently purchased something online,it wasn’t sent and the seller asked for my PayPal account number to send back the money. If I create a personal account will I be able to get the money? And can I use it again to purchase online?

    1. Hello, please, how can I link my Visa debit card, on my PayPal account, because I am take a tried of it but it doesn’t work

  36. I had paypal but I have not used at all. And I have forgotten my password but when the paypal administrators wanted to help me,they asked some security questions from me which I have forgotten.
    I tried to open another paypal account but it did not open.
    What can I do?

  37. I tried to open a business account with PayPal but I discovered I made a mistake somewhere along the line. I have been trying to discontinue with the first attempt and start a new process without success. What can I do to cancel the first attempt and start all over to open a PayPal account?

      1. Please with a Dollar (Domiciliary) Mastercard, can I open a paypal account and receive payments on my ecommerce site?

  38. Hi web4africa, thanks for the elaborate write up. But am a lil lost. Am setting up an online store. And PayPal can be integrated quite alright to the web store. What I want to understand is. Does it mean if my customers buy from my store using their cards I wouldn’t be able to receive the money in my local acct.?

    Secondly, can I link my Dom acct to paypal? Is there any advantage doing so. Thanks.

  39. Hello i can help you open verified PayPal account that can send and receive money from anywhere. Also you can withdraw your PayPal fund directly to your bank account.

    1. Please my brother wanna send money to me through PayPal in USA, So can I use my Nigeria bank account to receive the money or what can I do???

    2. Good day.
      But please how can I do that …
      I want to open a paypal account that can receive money from abroad and I will be able to transfer to my Nigeria Bank account

  40. 1. Can a Nigerian Business PayPal account withdraw money to local account(UBA,GTB etc)?

    2. Can this business account hold funds or is it sent to the account linked to the PayPal account?

  41. How do I set up a business account with an Online store
    And can I then withdraw directly to my Bank account?

  42. I want to open a business account under my new online sales company name, I don’t have yet a credit card for the company. Can I provide a credit card of my own to register the paypal account or must be from my online sales company?

  43. Good day,my question are
    1)can I receive dollars in my paypal account which is link to my local bank.
    2)will I be able to withdraw it in my local currency or it is do need another option.

  44. Yeah, this does not work even with a merchant account, verified card and an external cart. I sent them an email and they responded with:

    We appreciate your interest in using PayPal.

    Some countries including Nigeria are still unable to use certain features such as receiving money.

    I apologize for the inconvenience, for the meantime contact the sender to look for another option on how to complete the payment outside PayPal.

    This service limitation is because of the laws and financial regulations of your country that PayPal had to comply with. Before we began to offer a certain service in various countries, we must make sure that we are fully compliant with local and international financial laws to protect your transactions.

    Rest assured that we are constantly working to offer more services in all countries that use PayPal.

    We will notify you as soon as receiving money is available in your country.

    We are looking forward to improving our service in Nigeria. Thank you for choosing PayPal.


  45. Thanks, Boss. I appreciate what you’re doing for us. You’ve really assisted me directly and indirectly. Am a new blogger and your information has assisted me in so many ways. I’ll continue to be a fan.


  46. can i tranfer money from pay pal account either personal or business acct to perfect money account

  47. I own a shopping store that allows only pay pal. I want to know whether I’ll get the money and be able to withdraw it if customers purchase goods on my site.

  48. I doubt if you’ll be able to. Except you consult web4africa (Olu)

    However, There are other options.

    If you’re selling to Nigerian customers you’ll need to consider installing a local payment platform.

    Like paystack.

    If you’re using WP their plugin installation is seamless.

  49. Pls Can I received money from other coutry with my nigeria PayPal account like received in Star-Clicks online.

  50. Believe me, this paypal business account is just nonsensical. It should even be better that they discontinue all of their services in Nigeria.

  51. Web4Africa Actually i want to know the difference between the personal paypal account and business paypal account and please i want to know if its possible in anyway to tranfer your paypal accouny money to the nigerian bank account in full details please thank you

    1. Personal account: for receiving funds not related to business. Funds from other users in your own country are usually free-of-charge. Users in Nigeria can only send money, not receive.
      Business account: for receiving funds related to business. This can be used to receive funds in Nigeria.

      1. Thank you guys for this wonderful insight about Paypal.pls can you reach me by my email and help me out with creating an account
        Thanks in anticipation

  52. I have a blog account which domain name is, please can I link my PayPal account to receive payment directly into my bank account.

  53. I think receiving is usually not the problem, but cashing out. Except you’ll use it to makes purchases online? With out a verified PayPal account without limitations, your Money might be as good as gone.

  54. Read the article, and reviews, but only one thing strikes me.

    Why does PayPal have all these restrictions for Nigerian users??? Is it about something wrong with us as a people, or something else. Personally I am offended and quite slighted, Nigeria has the biggest market for almost anything in the world, and to almost every company in the world. Why then is PayPal putting many restrictions, especially that of receiving funds into this country? So money can Leave! Nigeria, but not Come! In???… I find this very partial, and unfair. There are many legal and prestigious personal and cooperate individuals seeking to make legit monies as well as pay for goods and services online. If really the world is a global village, then some of these show of superiority, should be reviewed. If PayPal is as prestigious as it claims, then they have to make adjustments. This is my humble Opinion, and I’m entitled to it.

  55. Thank you Web4Africa

    Make I enquire on how to withdraw physical cash in my PayPal business account which I have integrated to an ecommerce website. I hope to start receiving funds from the sale of digital products.

    I also have a prompter which currently says “this is a send account only”. Does it affect receipt of funds?

  56. PayPal is actually available in over 200 countries but they officially allowed Nigeria in June 2014.
    Prior then, they have always allowed Nigerians to open and own foreign PayPal accounts like that of UAE(Dubai), UK etc.

    I took advantage of that to open a UAE(Dubai) PayPal account in 2011 and when they restricted, I gave them my drivers
    license and they restored my account. Despite they knew I’m a Nigerian, they awarded my UAE PayPal account VIP status.

    I shared an E-book on that experience and many people are a still following the content of my E-book till date. To cut the
    long story short, PayPal likes Nigeria but our system in Nigeria is the one restricting them from releasing the feature of
    receiving to the PayPal of our country.

    But as Nigerians, you can open foreign PayPal account like that of Dubai and even withdraw from it to a card issued in Nigeria.
    The only thing is that you need to go through the means and use the method they see as safe one on their system else your
    PayPal account will be restricted for your own good and might end up being banned for the good of others using their system.

    1. We do not encourage residents of Nigeria to open PayPal accounts in jurisdictions where they do not have a formal residence. There is a very high risk of losing the “foreign” PayPal accounts and funds it may be holding.

      Be advised.

      1. Unfortunately! !!

        Many Nigerians are at the moment opening foreign PayPal accounts of countries like Lesotho, Iceland, UAE, Mozambique etc and
        they are allowed to withdraw from those PayPal accounts to a card issued by a Nigerian bank.

        Just as accounts of those formally living in those foreign countries are usually banned, PayPal accounts of the countries operated
        from Nigeria could also be banned for the same reason(s) and left in the account would be released for withdrawal after maximum
        of 180 days.

  57. How do I transfer money from my Naira account in Nigeria to a Dollar Account in India using PayPal?

    I need to urgently make this payment.

  58. That’s is really nice, last last, I was able to create a PayPal account that receives money in Nigeria.

  59. Greetings! Please if I create a business Paypal account, would I be able to receive, withdraw to my local bank and or send money to anyone not minding the charge?

  60. I ave successfully opened my paypal business account here in nigeria. i tried linking my debit card from GTB in my personal name to the paypal and it was not possible… do i create a dollar account in my business name and get a card for it and link with paypal or i can use a naira card in my business name to link to the paypal… if i’m going the dollar card route, which is better, visa or mastercard?

  61. I have account i want to use for dropship business.
    Am currently unable to login after i wanted to upgrade from personal to business account.
    Each time i try to login, it gives an error message that says ” sorry, we couldn’t confirm its you”
    please can you assist me to fix it?
    if you can please do.

    thank tou.

  62. please help me out how to create business account , i can only see personal account, no business account

  63. I currently sign up for an online business who use PayPal to make payment and I don’t have a PayPal account yet. Please, how do I open a PayPal account that I will be able to withdraw or make use of it on shopping site?

  64. Hello web4africa
    I’ve been trying to link my MasterCard keystone account to PayPal and it’s not working
    What should I do??

  65. When you said it can be used to receive money from websites, I am a producer trying to make money online, the problem now is that beatstar asked of my PayPal account so that when someone through their website got my beat he/she can be able to pay to through PayPal to my own PayPal account. Do you think their website have that configuration for Nigerian business account ? I’ll really appreciate your quick response.

  66. I recently created a business Paypal account, I’d like to know if I can receive and send money through it?

    1. Yes, charity persons can receive payments using PayPal in Nigeria. However, Nigerian Business PayPal has issues send and receiving even tho it has business account feature.

      1. Hello Yusuf, i noticed this with Nigeria Paypal Business recently. Please what is the resolution for this? I have a Shopify store and i would be selling to customers in the US, how can i make Paypal work for my Bussiness? thanks

  67. I opened a business account with PayPal for me ecommerce store. I decided to do a test purchase.. I asked someone with an active PayPal account to buy something on my store and he keept getting this report..

    …We aren’t able to process your payment using your PayPal account at this time. Please go back to the merchant and try using a different funding source…

    What could be the problem?

  68. Hi , can I open PayPal account with Nigeria master card?
    And can I use it and received money for outside country, like Italy, USA , and more others country?

  69. God bless for this informative piece.
    Anyone who has valid and safe info on how I can withdraw from Nigeria PayPal to my credit card should kindly share
    I also need someone to link me to legitimate online paid jobs I can do from home.
    I would also share one with you soon. Please Stay tunned

  70. Hi
    I’ve been trying to update my contact and billing address all to no avail. It says invalid. What do I do?

  71. Pls how do PayPal collect charges from my dom account or PayPal account?
    what are the charges when using a PayPal business account

  72. Is PayPal not currently at work in Nigeria? I have been trying to pay for journal to India for some days and it kept giving error message, card declined. Check your card issuer. I did check my issue, no solution. Or if anyone recently succeeded similar payment, which bank card?

  73. please what could make me getting this error messages whenever i’m to send money through payplal after I have verified my account. We are sorry, but we could not complete this payment, because it has been denied by the card issuer. Please retry with a different card or funding option to continue with the payment.”

    is there any other funding option apart from debit card or do I need to change my bank because currently i am using GTB. thanks

  74. Withdrawal of PayPal funds is no more a problem.. Am living in Nigeria I buy PayPal funds into my Nigeria PayPal account, this was possible because of certain move and twist with the customer service couple with the fact that the account has a VIP status.

  75. Please am trying to open a paypal business account but they are rejecting my state zip code…. Why please?

  76. I tryed inserting My GTB debit card and is telling me to use another card or i should contact card issuer, what is wrong?

  77. I am a Nigerian having issues linking my Firstbank MasterCard to a foreign PayPal account I opened recently.
    Please what should I do

  78. Greetings to you.
    Please advice me on what to do. I opened my business PayPal account with NIGERIA address,but couldn’t find my state on the alternative was clicked as in Ohio. What do I do to change it? Thanks

  79. Hello, I need to change my account from business to personal, how do I go about this? The charges for a business account is high.

  80. Hello, I’ve been trying to purchase via my visa card. It always rejects my card saying the billing address is not valid even though I put the correct state they supply.

  81. Please for personal account which nigeria bank or rather nigeria bank card can I use to send money .

    I have tried first bank master card didn’t work , even access.

    And they are enabled for online transaction

  82. “You have an account alert

    Action required: Provide additional information. We need to collect additional information about your organization for compliance and regulatory reasons. It will only take you a few minutes, please provide this information before Jul 28, 2020.”

    This has been showing since I signed up for a business account o Paypal.

  83. If I change my address and number to a country that Paypal approves to receive payment with a personal account will I receive payment into my Paypal account?

    1. No. You cannot change your country once the PayPal account is opened. You’d have to close the existing one and open another relevant to the country you wish.
      Do know that opening a PayPal account in a country you not have legal residence comes with a high risk of losing your money to a restriction by PayPal.

  84. I have open multiple accounts non seems to work out I tried opening a business account same issue with payment request, please I need someone to assist me.
    I will pay service charge.
    My client is tired of waiting to pay me

  85. Hy Google day I want to add or link my debit card to my PayPal account this is what am seeing your card was declined by the issure bank, please try a different card or contact your card issued for question, (which I have done several no way)

  86. hy, i have being trying to link my master card to PayPal account,but is saying my card has being decline

  87. Hello. Thanks for the detail. So how do I get this web hosting? Please contact me.
    If I get you right you said to be able to receive and withdraw payment I need website hosting that is connected to a business account?

  88. please i have confirm my paypal account and also have linked my debit card ,but i can’t receive money ,each time i click on receive i will be told that mi not eligible to receive money .please how can i receive money on the pay pal account .

  89. Hi dear I was facing problems to receive payment on my PayPal since last week and my bank visa card successfully accepted I also received mail message that I can start using my PayPal successful but when I asked someone to transferring money for me to test it they said this gmail doesn’t accept PayPal payment Help me to getting in touch please
    Thank you

  90. Hello, please i have opened a paypal account and the problem is the code i need to verify my card. I keep getting debited but i do not see the code on my statement even though I see the transaction

    1. Hi Rosy i had similar experience when i used UBA Mastercard, when i used Ecobank Mastercard it worked and i got the confirmation code. But it turns out there is a different problem with my Ecobank Mastercard, when i tried to send funds from the card to my friend’s Paypal(US based) it failed with some strange error. In the end, the card that verified successfully and worked fine when sending funds and everything is Flutter’s Barter Virtual USD card.

  91. Hello, thanks for this insightful article, how ever i need your help please. I have a Shopify store, when i ask my friends in the US to test buy my products with their US Paypal it fails with some error message. The thing is my Paypal account is a business account. What am i doing wrong why am i unable to receive payments from my US based friends?

  92. Hello, thanks for this insightful article, how ever i need your help please. I have a Shopify store, when i ask my friends in the US to test buy my products with their US Paypal it fails with some error message. The thing is my Paypal account is a business account. What am i doing wrong why am i unable to receive payments from my US based friends??

  93. I want to send money out to a South African guy
    I’ve created account with them and I’ve linked my UBA debit card but anytime I tried to send money with the debit card, this is the message I got “We are sorry, but we could not complete this payment, because it has been denied by the card issuer. Please retry with a different card or funding option to continue with the payment”

  94. Has anyone tried linking the PayPal account to a dollar Card that is linked to the Nigerian user’s usd domiciliary account in a Nigerian bank? Has this been tried and receiving was still impossible?

  95. Goodday Web4Africa,
    I stumbled into your site in sort of answer to my wish. I have change my personal paypal account to business, I want you to guide me on how to link the business account to a website to receive fund. I will kindly need you to reply to my email with your cell phone contact if possible. thanks in anticipation today 26/01/2021.

  96. I also want to know how I can withdraw the fund received through link website to my local bank if it work out

  97. Can I send money to someone in the USA through my Nigerian PayPal account? The person is also a PayPal user.

  98. Please can I send money abroad through paypal..not bothered about receiving fund .just international transfer of fund to another paypal account

  99. I am having issues linking my Nigeria account to my paypal, what could be the cause[s]? What is the way[s] out?

  100. Please someone sent money to my paypal account until now i didn’t see anything. What should i do ? Am from Nigeria

  101. I intend to open a website to offer a service globally – not e-commerce. Is it possible for me to integrate Nigeria business account to the website to receive payments of prospective clients? And if so, does the PayPal account allows sending to another PayPal user e.g to an exchanger for me to get the naira equivalent?

  102. As a Nigerian web tester testing for a site that pays through paypal, and i ave a business PayPal account, do i still need a personal website to receive money from the site ?

  103. Hello there. How can I obtain PayPal account to enable me obtain money on online game? How possible is that please help?

  104. I opened a lesotho paypal Account can i use a first Bank of Nigeria savings account MasterCard to withdraw my money

  105. what does this mean? I am trying to send funds to a paypal account in Nigeria but I keep having this message.
    Is it that a Nigeria Paypal account cannot receive funds and transfer to an account?

    This recipient is currently unable to receive money.
    If you continue to encounter problems, please contact customer service.

    Thank you

    1. All the PayPal accounts I opened none can receive money either link or web and it goes with personal and business accounts
      However I tried using and it will redirect back to PayPal payout
      Does that mean that Nigerian can’t receive or using PayPal for e-commerce?

  106. How can I have a website.
    Because that’s the only possible way one can withdraw money from Nigeria PayPal business account.

  107. If someone open a domiciliary account in nigeria and linked it to paypal account can’t it received money from client

  108. I opened PayPal account on Sunday
    They sent a massage just now that my account has been lmited that I can’t use PayPal PayPal again
    Can I open another account?

    1. It would seem you have been banned from their platform.
      Opening another account would be futile. They have been in this business since 1998 and know how to detect you even if you opened another account.

  109. Hi, i sent 280k naira my friend to send to india via his own paypal account with his uba card. The payment failed, now he says he can’t find the funds on his paypal and uba card. Please is this possible? Please attend to this i beg

  110. Hi I have PayPal account but it has being permanently limited and when I try to link my debit card to my PayPal account it shows error messages and also is it only GTbank master card can link to PayPal I am banking with UBA I need help

  111. Please I need an a solution to this, I opened an PayPal account, and since then I have been trying to link my Visa card on my account, but it’s not working, after some days, I got a message that my account has been disabled, I would like you guys help because I want to withdraw my online game on it

  112. PayPal business account was opened but a limitation was placed on it that made it impossible for me to operate.
    Sir is it possible for my Twin brother in US to open a paypal business account on my behalf and I will be operating it here.

  113. Hi, I wanted to link my business account to my website but the api certificates was ask for, and have tried my access setting but I don’t get the certificate.

    Is their anything I have to do or I can link my website to my Nigeria account

  114. Please, I need your help urgently.

    My US PayPal account was permanently restricted. It’s been almost 2 years and I just called them and luckily, the account has been opened for me to add my Debit Card and withdraw the money.

    Now, my question is; Can I use my UBA Dollar Card to make withdrawal from a US PayPal account?.

  115. I just opened a Paypal account and tried linking my Mastercard but got a message that I can no longer use PayPal. I can’t even get a customer service email to talk to and ask why. All I got was the same message in my email. I’m confused. What could be the issue?

  116. I received a payment from an online business through paypal. The thing is that i dont have a paypal account ive been trying to sign up but not working.please help me

  117. Good morning. I tried to open a paypal account this morning. After submitting all necessary documents i got a message stating i can no loner use paypal because they found potential risk associated with the account. I dont even know what that means. Can i appeal this ? or is there a next step to follow? would appreciate your kind guidance in resolving this.

  118. Good day,I want to sell my products on e commerce platform i.e Amazon,Etsy,e bay e.t.c.And one of their payment options is Paypal.So, my question is,How do I get my payment into my naira business account in Nigeria.tks

  119. I tried to open a paypal account but is not going through. What do I do need the paypal account urgently

  120. It’s worth noting that availability and services provided by PayPal may vary by country, and there may be specific restrictions or requirements based on local regulations and policies.

  121. Can a Nigerian who already opened a Personal PayPal Account still go ahead to open a Business PayPal Account?

  122. I am in Nigeria and I do online business which requires a Paypal account,how do I get it open n functioning.

  123. I try many times to open PayPal so that I can use it and withdraw my money in online game please help me.each time I try dey always limit my account even until now…..

  124. I want to make a payment in USD can I use my PayPal account to do so even though I don’t have USD in my personal Nigeria bank account, are they going to send the equivalent to the people I want to pay to and deduct the money from my account?

  125. I want to create an account with artisttree but I need to add a PayPal account is there a way I could receive payments like this 😢

  126. Please I want to open a papal account, I don’t know how to open an account that can receive or send money, please I need help.

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